here). On Tuesday, I posted a flat lay version of this outfit on Instagram without the bag, but added a navy satin trench. In this ensemble, I paired a cobalt pencil skirt with a navy sweater, sleeveless chambray shirt, navy pumps, and an older statement necklace. I added a pop of burgundy with my Angela & Roi Moa tote, a color that also brings out the pinks in my jewelry. I have styled this tote for fall here and winter here, and if you are not yet familiar with Angela & Roi's "Donate by Color" program I encourage you to check out their mission here. My wine/navy tote has a red ribbon and a portion of the purchase price supports AIDS/HIV fighters. This cobalt and navy look is perfect for the office, and one that I will definitely be repeating in various forms this season.

Sweater: "Factory Merino Charley Sweater" in navy (available in three other colors), $44.50 (on sale!) at J Crew Factory here

Shirt: "Sleeveless Chambray Shirt" in starry blue wash, $59.50 at Ann Taylor here (few sizes left) or similar "Women's Sleeveless Chambray Shirt" in indigo denim, $24.94 at Old Navy here

Skirt: Banana Republic (old), check out the new BR Monogram "Cutout Lace Pencil Skirt" in cobalt, $140 at Banana Republic here

Pumps: Louise et Cie (old), splurge on the SJP "Denise Patent Leather T-Strap Pump" in cobalt patent, $255.50 (on sale!) at Nordstrom here or save on the Nine West "Authority" in navy (available in 3 other colors), $69.99 (on sale!) at 6pm.com here

Tote: Angela & Roi "Moa Tote" in wine, $165 at Bluefly here and also available in black, white & mud grey

Watch: Marc by Marc Jacobs "Henry" in gold, $187.50 (25% off!) at Amazon here

Necklace: Baublebar (old), similar new "Matte Cascade Bib Necklace," $58 at Baublebar here

Rings: Forever 21 & H&M, currently loving the "Happy Ring Set," $4.90 at Forever 21 here and the "Twisted Leaf Ring Set," $3.90 at Forever 21 here

Curly Crafty Mom, Happiness at Mid-Life, Mix & Match Fashion.